Mortgage Rates Back in Line With Long-Term Lows

Mortgage rates tend to move at least a little every day although they haven't been moving too much in the bigger picture recently. The only truly memorable move int he past few months occurred after the August 1st jobs report. It resulted in a 2-day drop from 6.75% to 6.57%.  The next closest contender was last Friday's reaction to Fed Chair Powell's Jackson Hole speech which took the index from 6.62 to 6.52.  So far this week, we've been holding very close to those levels.  Yesterday saw a modest bump and today pushed rates back down to Friday's levels. The end. This week's movements could be classified as incidental, random drift.  Such a trend is a logical interlude separating the news and events that actually matter to the big picture rate trend. Barring a major, unexpected development, the next high-consequence event is the jobs report due out next Friday. It would be no surprise to see a fairly drifty trend prevail until then.

August 26, 2025 Download our Mobile App: Download our Mobile App: Mortgage Rate Watch Mortgage Rates Back in Line With Long-Term Lows Mortgage rates tend to move at least a little every day although they haven't been moving too much in the bigger picture recently. The only truly memorable move int he past few months occurred after the August 1st jobs report. It resulted in a 2-day ... (read more) MBS Commentary Another Slow Start Despite Underlying Drama Focusing only production MBS coupons and longer-term Treasuries, the bond market is off to another slow, sideways start today with minimal change versus yesterday.  With all of this morning's data now reported, we've seen no measurable impact on... (read more) Rob Chrisman Fannie Ticket, Custom Software; Stratmor CX, Industry Events; Trump Shapes the Fed There are some “big-hitters” in the mortgage, finance, and housing world who will tell you that the Trump Administration’s plan to sell shares in Fannie Mae and Freddie Mac could drive up the mortgage rates that Americans pay. Shareholders want a ret... (read more) Mortgage Rates 30 Yr. Fixed Rate 6.52% -0.02% Rate Change Points Mortgage News Daily 30 Yr. Fixed 6.52% -0.02 0.00 15 Yr. Fixed 5.90% -0.03 0.00 30 Yr. FHA 6.10% -0.02 0.00 30 Yr. Jumbo 6.50% -0.05 0.00 7/6 SOFR ARM 5.97% -0.02 0.00 30 Yr. VA 6.12% -0.02 0.00 Updates Daily - Last Update: 8/26 15 Yr. Fixed Rate 5.90% -0.03% Rate Change Points Freddie Mac 30 Yr. Fixed 6.58% 0.00 0.00 15 Yr. Fixed 5.69% -0.02 0.00 Updates Weekly - Last Update: 8/21 Rate Change Points Mortgage Bankers Assoc. 30 Yr. Fixed 6.68% +0.01 0.60 15 Yr. Fixed 5.96% +0.03 0.70 30 Yr. Jumbo 6.64% -0.06 0.60 Updates Weekly - Last Update: 8/20 MBS / Treasuries UMBS 30YR 5.5 100.46 +0.11 Price / Yield Change MBS UMBS 5.5 100.46 +0.11 UMBS 6.0 102.12 +0.11 GNMA 5.5 100.66 +0.10 GNMA 6.0 102.00 +0.15 Pricing as of: 8/26 5:31PM EST 10 Year US Treasury 4.2639 -0.0078 Price / Yield Change US Treasury 2 YR Treasury 3.683 -0.042 5 YR Treasury 3.746 -0.036 7 YR Treasury 3.976 -0.024 10 YR Treasury 4.264 -0.008 30 YR Treasury 4.920 +0.033 Pricing as of: 8/26 5:31PM EST Latest Video Consumer confidence comes in at 97.4 vs. 96.6 estimated Douglas Elliman's Noble Black: Housing market remains a 'rate driven story' Consumers are in neutral as they wait for tariffs to play out, says Confere... Auto sales rise amid higher prices Around the Web The Basis Point Real estate investors explain why theyre willing to pay nearly double in interest to work with private money lenders CNBC It's been a year since new rules changed how real estate agents are paidwhere commissions stand now Calculated Risk Blog A few comments on the Seasonal Pattern for House Prices Calculated Risk Case-Shiller: National House Price Index Up 1.9% year-over-year in June CNBC Treasury yields mixed after Trump orders removal of Fed Governor Lisa Cook CNBC White House's Hassett says government likely to continue taking stakes in companies similar to Intel deal Eye on Housing New Home Sales Flat as Affordability Concerns Persist Marketwatch Durable-goods orders retreat due to Boeing, but details look stronger Calculated Risk Blog ICE First Look at July Mortgage Performance: "Delinquencies Ease in July" Eye on Housing Multifamily Missing Middle Trends Eye on Housing Multifamily Built-for-Rent Share Calculated Risk Blog Housing August 25th Weekly Update: Inventory Up 0.1% Week-over-week; Down 9.4% from 2019 Levels Eye on Housing Who Are NAHBs Builder Members?

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