NerdWallet - September 27, 2025

👇 Lower personal loan rates are out there

Find loans up to $100,000 with rates as low as 5.

Smart loans are still out there — even with today’s rates

Personal loan rates can vary by as much as 5% between lenders —even for the same credit score. This means you can still save a ton in interest by comparing options. It only takes minutes to match with personalized offers from top-rated lenders.

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Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.

NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures

California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.

Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)

Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.

Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 09/27/2025

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