Lower rates could mean better refinancing opportunities.
| | | | | After the Fed's rate cut on Sept. 17, mortgage rates have started to shift. If you bought your home when rates were higher, now could be a good time to refinance. For many homeowners, new rates might be enough to lower monthly payments or free up some cash. We’ll help you run the numbers and see if a refi makes sense for you. | | | | | | | | Your loan matches are just a few steps away, and it won’t have any impact on your credit score. | | | | | | | | | Discover the personalized insights you need to make smart money moves – at home or on the go. | | | | | You got this message because you signed up to receive NerdWallet emails. We love having you, but we won’t take it personally if you want to unsubscribe.
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Lending
NerdWallet is not a lender. Not all applicants will qualify for the full amount or lowest available rates.
Rates for poor or fair credit can be over 36%.
NerdWallet Compare, Inc. NMLS 1617539 Fin. Lender loans per DFPI Fin. Lenders Lic 60DBO-74812 NMLS Consumer Access | Licenses and Disclosures
California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812.
Insurance
Not all applicants will qualify for the lowest monthly payments. $30/month for minimum coverage and clean driving history. NerdWallet Insurance Services, Inc. (CA resident license no. OK92033)
Credit Cards
Terms and conditions apply. Credit products subject to lender approval. See Nerdwallet.com for details.
Banking
Terms apply. Rates subject to change at any time without notice. Rate current as of 09/30/2025
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