NerdWallet - November 11, 2025

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Should You Repay an SBA Loan Early?

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**11x more interest based on the national average annual percentage yield ("APY") of 0.45% (as reported by the Federal Deposit Insurance Corporation as of September 18, 2023) as compared to online banks with interest-bearing savings account APYs of 0.40% or more. Estimated annual earnings result assumes principal and interest remain on deposit for one year and interest rates and APY do not change. Estimated annual earnings are for informational purposes only. Interest rates and APY are subject to change and specific results cannot be guaranteed.

Rates as of 11/11/25

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