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*Rooms To Go credit card cannot be used for any required down payment. Qualifying purchase amount is determined prior to any discount or down payment. A promo fee, 2% of amount financed at time of purchase, will be shown as a separate transaction on your billing statement and included in the balance subject to this promo. Any taxes, delivery or other charges included in the amount financed will increase the promo fee and the required monthly payments. For example, a $950 purchase with $50 in taxes and delivery, will be charged a promo fee of $20 and $1,020 will be charged to your account. No interest will be charged on amount financed (including promo fee) and including related optional debt cancellation fees) and equal monthly payments are required until such balance is paid in full. The payments equal amount financed (including promo fee) divided by number of months in promo period, rounded up to next cent, and may be higher than if this purchase was a non-promo purchase. During last month(s) of promo period the required monthly payment may be reduced due to prior months’ rounding. Regular account terms apply to non-promo purchases. For New Accounts: As of 7/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.