** No interest if paid in full within 6 months on At Home purchases of $299 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within six months. Minimum monthly payments required. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 months: 1) the promotional purchase amount, and 2) any related optional debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of purchase. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular credit terms apply to non-promotional purchases and after promotion ends to promotional purchases.
‡No Annual Fee. New Accounts as of 12/30/2024: Variable Purchase APR 34.24%. Variable Penalty APR 39.99%. Min Interest Charge $2. At Home Insider Perks® Mastercard: Variable Cash APR 34.24% and 5% Fee ($10 min). Foreign Trans Fee 3%. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time. | 
