An H‑D™ Visa® card gives back on every gift this holiday season and beyond. Own the new year with points that you can turn into holiday gifts, H-D™ Riding Academy courses, and accessories that upgrade the ride.
With the H‑D™ H.O.G.™ Elite Visa Signature® Card, you can earn 5X points on gas and all things H‑D. Get up to $99 in annual statement credits**** with your $99 annual fee**, including $59 for your H.O.G.® Membership, a $30 dealership credit, and a SiriusXM Membership Credit. Learn More.
The H‑D Visa Signature Card goes hand in hand with H-D™ Membership. You can earn an additional 3 points per $1 spent on every H‑D purchase, redeemable at participating dealers or online.† Not a member? Sign up today.
*Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 90 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 90 day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D Gift Card. Your Harley‑Davidson® Visa Account must be open and in good standing to earn and redeem rewards and benefits.
**Offer expires 1/31/2026. The 0% introductory APR applies to purchases and is valid for the first 9 billing cycles. The 0% introductory APR applies to balance transfers made within 30 days of account opening and is valid for the first 9 billing cycles. The introductory rate does not apply to cash advances. Thereafter, the APR may vary and as of 12/1/2025, the undiscounted variable APR for Purchases and Balance Transfers is 17.49% - 30.49% (based on your creditworthiness). The variable APR for Cash Advances is 30.49%. Cash Advance fee: 5% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 5% of each cash amount, $10 minimum. Balance Transfer fee: 5% of each transfer amount, $5 minimum. There is a $1 minimum interest charge where interest is due. The annual fee is $99 (H.O.G.™ Elite) or $0 (Signature). Foreign Transaction fee: 3% of each foreign purchase transaction or foreign ATM advance transaction. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees, and other Account terms in the future based on your experience with U.S Bank National Association and its affiliates as provided under the Cardmember Agreement and applicable law.
***To earn and be awarded points for miles ridden, the Primary H‑D Visa Signature or H‑D H.O.G. Elite Visa Signature cardmember must have an account that is open and in good standing and be an active U.S. H.O.G. member (“Qualifying Cardmember”). After becoming a Qualifying Cardmember, an odometer reading must be recorded at a participating H‑D® dealership or by an alternate Harley‑Davidson authorized recording method. H‑D Visa Signature cardmembers earn 1 point for each mile ridden. H‑D H.O.G. Elite Visa Signature cardmembers earn 2 points for each mile ridden. Cardmembers can earn up to 50,000 points per calendar year and will be awarded 12 weeks following each subsequent odometer reading, unless further verification is requested for award. See official rules for details at www.H-DVisa.com/miles.
****$10 credit for annual SiriusXM subscription. An automatic statement credit of $10 per 12-month period will be applied to your Harley‑Davidson® H.O.G. Elite Visa Signature® card Account within 2 statement billing cycles following 11 consecutive calendar months of eligible SiriusXM subscription, if the Account is in good standing (open and able to use). We reserve the right to adjust or reverse any portion or all of any SiriusXM credit for unauthorized purchases or transaction credits. $30 credit annually at Harley‑Davidson® dealerships. When your account is used for up to $30 in purchases from H‑D dealerships, we will apply to your account, on an annual basis, statement credit(s) totaling up to $30. Credit(s) apply to eligible net purchases (purchases minus credits and returns) that post to your account on a Cardmember‑year basis (based on account opening date). If eligible purchase(s) is greater than $30, credit will be limited to $30 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. $59 annual H.O.G. Membership Credit. When you use your Card to pay for annual H.O.G. Membership fees, we will apply to your account, on an annual basis, a statement credit of $59. Credit(s) apply to eligible net H.O.G. Membership fees purchases (purchases minus credits and returns) that post to your account on a Cardmember-year basis (based on account opening date). If eligible purchase is greater than $59, credit will be limited to $59 per Cardmember year. This limit applies per account, regardless of how many Card(s) were used for the account. Offer not available for existing H.O.G. Lifetime or existing H.O.G. multi‑year memberships.
† Points are earned on eligible net purchases (net purchases are purchases minus credits and returns). Not all transactions are considered to be Purchases and eligible to earn rewards, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. U.S. Bank cannot control how merchants choose to classify their business and reserves the right to determine which purchases qualify. Genuine Rewards points awarded but not redeemed will expire 3 years from the date the points were awarded on December 31, at 11 p.m. CST, of the expiration year. Harley‑Davidson™ Gift Cards issued from H‑D™ Genuine Rewards point redemption do not expire.
††BALANCE TRANSFER INFORMATION Balance transfer transactions from other U.S. Bank National Association accounts are not permitted. You may stop payment on a Balance Transfer Check(s) within 10 days of account opening by calling (800-699-2281). After 10 days from account opening, requests to stop payment on a Balance Transfer Check(s) issued by U.S. Bank shall not be honored unless the check(s) has been stolen, lost, or destroyed.
