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What Can You Actually Invest in With a Self-Directed IRA or Solo 401(k)?

When you think of retirement accounts, most people think of mutual funds, index funds, or maybe a few individual stocks. And while there’s nothing wrong with those options, they’re just a small part of what’s possible—especially when you have a Self-Directed IRA or Solo 401(k). These accounts allow you to invest in a much broader range of assets, giving you the ability to put your retirement dollars into the things you know best—real estate, private companies, crypto, and more.

In this post, we’ll walk through some of the most popular investments Rocket Dollar customers make with their retirement accounts—plus real-world examples to spark ideas.

Maximizing Your Self-Directed IRA: Strategies for Diversification

When it comes to building a strong retirement portfolio, diversification may be key. But for many investors, traditional IRAs limit investment options to publicly traded stocks, bonds, and mutual funds. That’s where a Self-Directed IRA from Rocket Dollar (SDIRA) comes in—offering the flexibility to diversify into alternative assets and take greater control of your future.

How Much Can You Save on Taxes by Investing with a Self-Directed IRA vs. Using Cash?

Investing for your retirement is not just about putting money away for the future; it's also about optimizing your investments in a way that minimizes your tax burden today. One of the most effective strategies for tax-advantaged investing is through a Self-Directed IRA. Let's dive into the benefits and potential tax savings of using a Self-Directed IRA versus investing with after-tax dollars.

In Case You Missed It

Understanding the Differences: Direct Custody Self-Directed IRA, Checkbook Control IRA, and Solo 401(k)

Understanding the tax advantages of different account types can significantly impact your financial future. Even seasoned investors can be responsible for confusing the different types of accounts, and what each one is best for. In this case, we’re discussing self-directed IRAs (SDIRAs) and how they’re a powerful tool for building wealth and offer unique tax benefits that can amplify your investment returns. 

We’ll break down the key tax advantages of self-directed IRAs and show how you can maximize their potential.

Free eBook

The Rocket Dollar Guide to Self-Directed Retirement Plans

Download the FREE guide to Self-Directed Retirement Plans from the Rocket Dollar Team!

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